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Clara De La Luz
Clara de la Luz is a hardworking and entrepreneurial woman. She sells bread for a living, which she takes to market in San Marco, Carazo every day, and on weekends she also sells nacatamales (a steamed meat and vegetable-filled tamale). She has been engaged in this activity for about 15 years. Clara is married and has three children, and she works hard for them.
View original language description ↓
La señora Clara de la Luz es una mujer trabajadora y emprendedora. Ella se dedica a la venta de pan los cuales comercializa en San Marco, Carazo todos los días y los fines de semana vende nacatamales actividad que viene realizando desde hace 15 años aproximadamente
Clara está casada y tiene tres hijos por los cuales trabaja arduamente.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Clara De La Luz to buy ingredients like flour, eggs, yeast, pork, cornmeal, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 25, 2012
Currency Exchange Loss:
Oct 15, 2012