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Unión Y Fuerza Group
In this Group: Mery Alicia, Evangelina, Esther Clotilde, Guillermina Brigida, Elsa, Ebilin Rosio, Elizabeth, Zoraida Brigida
Evangelina is 40 years old, has a common-law husband and two children who depend on her. She has been with Edaprospo for seven years and earns a living selling groceries such as sodas, sugar, detergents, etc. For five years she has been in this business which she started to increase her income to cover expenses. With much effort and hard work she was able to build her house.

Currently, she uses her income to pay for water and electricity, while her husband covers food expenses. Her goal for the future is to open a lodge in the city of Cusco where she has land. Evangelina has used the loan to buy merchandise for her business, since this is the time when sales usually increase. She belongs to the communal bank "Unión y Fuerza", which is comprised of eight people; and she was recently appointed president.
View original language description ↓
La Sra. Evangelina de 40 años de edad, es conviviente y tiene 2 hijos los cuales aún dependen de ella. Tiene 7 años con Edaprospo y se dedica a la venta de abarrotes en general como gaseosas, azúcar, detergentes, etc. tiene 5 años en este negocio y comenzó con la idea de obtener mejores ingresos para así poder cubrir sus necesidades. Con su esfuerzo y trabajo ha logrado construir su casa. Actualmente su ingreso lo destina a cubrir los gastos de agua y luz, mientras que su esposo cubre los gastos de alimentación. Su plan para el futuro es abrir un hospedaje en la ciudad de Cusco, ya que posee un terreno ahí. Evangelina usó el crédito en la compra de mercadería para su negocio, ya que en estas fechas sus ventas tienden a incrementarse. Ella pertenece a la alcancía comunal “Unión y Fuerza”, el cual está conformado por 8 personas y lleva el cargo de presidenta recientemente.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unión Y Fuerza Group's $2,125 loan helped a member to buy merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 25, 2012
Currency Exchange Loss:
Sep 15, 2012