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Sigrid Milena
Sigrid Milena is 29 years old, married and lives with her husband. With the loan she wants to buy a dairy cow, she already has one cow. The new cow will help her strengthen her business of selling milk and cheese and wants to start selling natilla (a type of custard) as well, she will sell her items in the local and surrounding markets to keep getting more income, have a better quality of life and economic stability. This is her first loan through FUDECOSUR, she has not received any other loans from state banks but FUDECOSUR gave her the loan easily with lower interest rates.
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Sigrid Milena, tiene la edad de 29 años, está casada, vive con el esposo actualmente. Ella con el crédito pretende comprar una vaca para leche, ella ya cuenta con otra vaca en su poder. Ella tiene pensado comprar una vaca mas para fortalecer el negocio de vender leche y queso y además empezar a vender también natilla, ella pretende vender sus productos en el mercado de la localidad y alrededores, así poder obtener más ganancias para obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 503.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sigrid Milena buy a dairy cow.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Apr 25, 2012
Currency Exchange Loss:
Feb 17, 2014