A loan of $6,625 helped a member to buy clothes for the winter season.


Lideres Del Futuro Group's story

This communal bank is called “Lideres del Futuro” [Leaders of the Future]. It is made up of 18 entrepreneurs who work in different areas. Among these are a restaurant, preparing lunches, selling groceries, making pet clothing, doing manicures, and more. All of them belong to the Puente Alto community, located in the city of Santiago. Nancy is a member of the communal bank. She is standing in the second row, second from the right, wearing a short sleeve shirt and a white skirt. Her hair is dark brown and pulled back. She is a merchant, specifically, she has sold used clothing for 5 years. Her merchandise is for women, men and children. She also sells bedclothing. She works at her locale in the market every day from 8 in the morning until 3 in the afternoon. She says that she has regular customers. She buys her clothes in bundles from a distributor and checks them before selling them to see if they need repairs or cleaning. This way she delivers a quality product to the customer. With the loan, she will buy clothes for the winter season. One of her goals for her business is to buy a vehicle so she can transport her merchandise. Right now she only has a three wheeled delivery motorcycle. Nancy lives with her husband and her two children, aged 23 and 16, and a cousin. One of her dreams for herself is to take a training course that will allow her to open a new business. She says that she is already getting it all set up. She is very happy and grateful for the opportunity offered by Fondo Esperanza, since the loan has allowed her to invest in her business. She also enjoys the trainings, since the group is close, committed and supportive. This makes her enthusiastic about attending the meetings. She has also been able to incorporate accounting strategies into her business, learned from the trainings. Puente Alto is a community located in north Santiago, the capital of Chile. It started as a small rural town at the end of the 19th century. Due to its population growth, it is now one of the communities with the highest population in Chile, with more than 600 thousand residents. It is the gateway to one of the areas of the foothills in the greater metropolitan areas, known as the Cajón del Maipo. It has space for hiking, riding, and rafting, among other activities with lodging and restaurants.

In this group: Nancy, Nelly, Isabel, Elsa, Marisa, Rosa, Tamara, Teresa, Claudia, Patricia, Rosa, Ronald, Leonor , Jacqueline, Daniela, Felipe, Elena, Maribel
*not pictured

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Translated from Spanish by Kiva volunteer Ellen Donohue



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