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Julia is a long-time client of Asociación Arariwa. In her tenth year working with Arariwa, Julia is now 46 years old and married with three children. She dedicates herself to a business buying and selling grains such as quinoa, wheat, barley and corn. She purchases the products from farmers in Ocongate and sells them in Cusco and Sicuani, which are each about three hours away from Ocongate. Julia travels four times a month to transport merchandise. She is requesting a loan in order to buy more grains. She says that she dreams of having a nice house one day.

Julia is receiving an individual loan as a member of the village bank "Vallecito" in Cusco, which is located close to the Incan ruins of Macchu Picchu in the Andean mountains. The bank is in its 17th cycle with Asociación Arariwa.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,472,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Julia to buy grains such as quinoa, wheat, barley and corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 22, 2012
Currency Exchange Loss:
Sep 15, 2012