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Flory Haydee
Flory is 54 years old, single and lives with her children who are her main priority. With the loan she hopes to buy fertilizers and pay for labor to help her coffee crops and ensure that she will do a good job. She wants to buy the best quality products so that her crops will grow well and healthily as well as having a good harvest in the short term. This is her first loan through FUDECOSUR, and she has not received any other loans from state banks but FUDECOSUR gave her the loan easily with lower interest rates.
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Flory, tiene la edad de 54 años, está soltera, vive con sus hijos que son su mayor prioridad. Ella con su crédito pretende hacer la compra de fertilizantes y pagar mano de obra para la asistencia de café, y de esta manera asegurarse de realizar un buen trabajo. Lo que quiere es poder comprar los mejores productos y de buena calidad para que su plantación tenga un buen desarrollo y sanidad, además tener a corto plazo una buena producción. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 503.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Flory Haydee improve her coffee crops.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 25, 2012
Currency Exchange Loss:
Oct 17, 2015