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José Claudio
José is 50 years old, married and lives with his wife who is his main priority. With the loan, he will buy fertilizers and pay for labor to sow chilies and tomatoes in order to do a good job. What José wants is to be able to buy the best products and quality so that his crops will grow well and be healthy. In the short run, he wishes to have a good harvest. This is his first loan through FUDECOSUR, he has not received any other loans from state banks but FUDECOSUR gave him the loan easily with lower interest rates.
View original language description ↓
José, tiene la edad de 50 años, está casado, vive con su señora que es su mayor prioridad. El con su crédito pretende hacer la compra de fertilizantes y pagar mano de obra para realizar la siembra de chile y tomate, y de esta manera asegurarse de realizar un buen trabajo. Lo que quiere es poder comprar los mejores productos y de buena calidad para que su plantación tenga un buen desarrollo y sanidad, además tener a corto plazo una buena producción. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 503.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Claudio sow chilies and tomatoes.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 26, 2012
Apr 25, 2012
Currency Exchange Loss:
Jan 17, 2014