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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is a member of Justice Group. She's an energetic woman, an experienced entrepreneur, and very ambitious. She's 40 years old and the mother of seven children, out of whom two are twins.

She runs a shop in downtown Goma. Her husband is a banker with a banking and real-estate company. She started her business after getting married, by selling small items to her peers.

She's been running her business for 13 years. On a regular basis, she gets a loan from Kiva's partner, Hekima, in order to bolster her business. Her profits are used for savings, for food, and to help cover her children's school expenses.

She just received her sixth loan. During the last loan cycle, her business thrived significantly. Consequently, she decided to seek a bigger loan for this new cycle. She will use her new loan to buy 50 dozen layettes in Kampala.

In addition, she would like to see her children grow and surprise her husband by offering him a car. She thanks Hekima for its actions aimed at making low-income women self-sustaining.
View original language description ↓
La cliente, membre du groupe de crédit Justice, Femme dynamique, entrepreneur expérimentée, hautement ambitieuse, âgée de 40 ans, mère de 7 enfants parmi les quels il y a la naissance de jumeaux. Elle est sociétaire d’un magasin au centre ville de Goma . Son mari est un banquier dans société bancaire et d’immobiliers. Elle a commencé son business de lors qu’elle fut mariée par la vente de petits articles à ses pairs. Il ya 13 ans qu’elle exerce cette activité d’affaire. Ainsi, elle reçoit régulièrement le crédit de Hekima pour renforcer ses affaires. Les bénéfices de son activité servent d’épargne, d’alimentation et d’appui à la scolarité de ses enfants. Cependant, elle vient d’obtenir son 6eme crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent significativement. Ainsi elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 50 douzaines de layettes au niveau de Kampala.. En plus, elle souhaite voir ses enfants grandir et offrir à son mari une surprise cadeau précieux d’une Voiture de lux pour son déplacement. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $3,100 loan helped a member to buy 50 dozen layettes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 18, 2012
Currency Exchange Loss:
Sep 15, 2012