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Zukhra is 32 years old and raising two daughters, who 12 and 5 years old. In search of a source of income for her family, Zukhra started her business of selling clothing in 2007 with a sum of 10,000 som (KGS). Thanks to her persistent work, today her working capital amounts to about 200,000 som (KGS). In order to further develop her business, Zukhra requested a loan in the amount of 130,000 som (KGS) from the "Bai-Tushum and Partners" company to increase goods turnover. She plans to invest the earnings from the loan into expanding her merchandise selection by adding office products.
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Зухре 32 года, воспитывает двух дочерей 12 и 5 лет. В поисках дохода для своей семьи, в 2007 году Зухра начала свой бизнес в торговле одеждой с суммы в 10,000 сом (KGS). Благодаря упорному труду Зухры, на сегодняшний день ее оборотные средства составляют около 200,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Зухра обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на увеличение товарооборота. Доходы от кредита Зухра планирует вложить в расширение ассортимента товаров за счет канцелярских товаров.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Zukhra to increase goods turnover.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 17, 2012
Currency Exchange Loss:
Jul 17, 2013