A loan of $1,025 helped to pay for merchandise items and products needed in her business.

Virginia's story

This is Virginia, 58, a resident of Manila, Philippines. She is a widow and a mother to her two children. She, together with her children, manages their household while operating her business. At this time, she is working hard to continually provide income for her everyday expenses.

Virginia maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics, and other products of popular brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. The dealer’s prices are lower than those in the catalog, and these are the profits that dealers are investing as their income. Virginia's regular customers are her neighbors and the local community. She earns a minimum of PHP 5,000 in sales every week.

To help her continue operations of her business, she is requesting a PHP 43,000 loan. She will use the loan to buy more orders for her customers. She expects a boost in her business income as she expands her business.

Virginia hopes to be more successful in her business and dreams of being able to give her children a good future through all her hard work. She faithfully meets up with her co-fellowship members every week to share stories of her work and to draw strength and inspiration from the Word of God, which she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

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