La Esperanza Group
Carmen sells cosmetics and she comments that she already has a well-established clientele who always buys from her because she has very good products at low prices. Her goal is to be able to have a great store to sell all the products she has and then some there. She defines herself as a very hardworking person who very much wants to become someone in life.
Carmen is asking for the loan to buy cosmetics of varied brands so that she can continue to offer her customers good quality as well as good variety.
Carmen vende cosméticos y comenta que ya tiene una clientela bien formada, que siempre compra de ella, ya que tiene muy buenos productos y a bajo costo. Su meta es poder tener una gran tienda y allí ofrecer todos los productos que tiene y más. Ella se define como una persona muy trabajadora y con muchas ganas de ser alguien en la vida.
Carmen solicita el crédito para la compra de cosméticos de variadas marcas, para que de esa forma pueda seguir ofreciendo buna calidad a sus clientas, además de buena variedad.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid