Ximena has been a member of the communal bank with Pro Mujer for 8 months, having joined by invitation from a friend. Currently, she has a vegetable sales business, which she has been working in for years having learnt the trade from her mother.
The loan that she will now take out is to raise her capital (to buy vegetables), which she will buy at the markets in the city of El Alto and later sell at her regular post. This business helps her to support her family as she lives with her partner and has three children.
When asked what she likes about Pro Mujer, she responds that it's the health.
La señora Ximena, indica que hace ocho meses que integra una asociación comunal en Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio de venta de verduras que viene trabajando hace años, esta actividad la aprendió de su madre.
El crédito que ahora sacará es para el aumento de su capital, (compra de verduras), mismo que comprará de la ferias de la cuidad de El Alto y posteriormente lo comercializará en su puesto fijo. Este negocio le ayuda a apoyar a su familia pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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