A loan of $900 helped to buy more seeds, pesticides and support labor costs in her rice production.


Prudencienne's story

Prudencienne is married. She has three children. They all go to school. She has been a rice farmer for 15 years. She would like to get this loan to buy seeds, pesticides and support labor costs to get the best harvest. With the profits, she plans to expand the area she has been using to get more output.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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