A loan of $900 helped to buy more seeds and support labor costs in rice production.


Emmanuel's story

Emmanuel is single. He has been a rice farmer for 10 years. He would like to get this Kiva loan to buy seeds and support labor costs to get the best harvest of rice production. With the profits, he plans to expand the area he has been using to get more output. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details