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Klara is 33 years old, married and raising three children. To provide a primary source of income for her family, Klara has been involved in animal husbandry since 2000, having started this business with a purchase of a calf with 2,000 som (KGS). Today her business contains three dairy cows, ten sheep, three horses, and the earnings from the sale of milk allow her to cover the family's daily expenses. In order to further develop her business, Klara requested a loan in the amount of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock. She plans to invest the earnings from the loan partially into house repairs and future business expansion.
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Кларе 33 года, замужем, воспитывает 3 детей. В качестве основного дохода для своей семьи, Клара с 2000 года занимается животноводством, начав этот бизнес с покупки теленка на сумму 2,000 сом (KGS). На сегодняшний день в хозяйстве Клары имеется 3 дойные коровы, 10 овец, 3 лошади, доходы от продажи молока позволяют покрыть ежедневные расходы семьи.
В целях дальнейшего развития своего бизнеса, Клара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Клара планирует частично вложить в ремонт дома, а в дальнейшем - в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Klara to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2012
Apr 17, 2012
Currency Exchange Loss:
May 17, 2013