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This is 35-year-old Alhaji. He is married and has 2 children aged 8 and 6 years. He has one additional dependent, living with him as his Sales Assistant. In 2004, Alhaji established his business in Top- Ups and Charging of Phones. He began his business as there was no one to pay his fees after his high school education. Working 7 days a week and 10 hours a day, he earns about Le 1,000,000 every month from this business. He would like a loan in the amount of Le 4,500,000.

Alhaji requires a loan in order to buy more mobile phone recharge cards. In the future, Alhaji plans to build his own house and educate his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 48
    View loans »
    Sierra Leone Loans Fundraising
  • $9,977,925
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Alahaji to buy more mobile phone recharge cards.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 19, 2012
Currency Exchange Loss:
Mar 15, 2013