3 Esquinas (Nabón) Group
They live around the canton of Nabon, a place with cold weather, located in the southeast area of Azuay province. It is home to several spots which people can visit and enjoy nature in all its splendor. Its people work in agriculture, raising animals, and many go out to the city daily in order to perform different economic activities.
Sonia is one of the members of this group. She is 34 years old, married, and has conceived five children from her marriage, ages 13, 11, 9, 7, and two. Her oldest daughter is going to school, and her three middle children attend another little local school. Her husband works in construction as a mason.
Sonia is a home-maker and has also had a store for five months. She works there from Sunday to Sunday with no fixed schedule. She also raises sheep, pigs, guinea pigs, and chickens, and grows several products for home consumption. When there is a surplus, she sells it.
This is her fifth loan with the communal bank. She will use her new loan to invest in purchasing supplies for her store.
Her goal is to give her children a better education so that they can better themselves and become good professionals.
Una de las socias de este grupo es la Señora. Sonia, tiene 34 años, es casada y en su unión conyugal ha concebido 5 hijos de 13, 11, 9, 7, 2 años de edad, su primera hija está estudiando en el colegio y sus tres hijos siguientes estudian en una escuelita de la localidad. Su esposo labora en el área de la construcción como albañil.
Doña Sonia se dedica a los quehaceres de su hogar y tiene una una tienda hace 5 meses, labora en ella de domingo a domingo sin un horario fijo. También cría borregos, cerdos, cuyes y gallinas, cultiva varios productos que son para el consumo de su hogar y si existe sobrante lo vende.
Se encuentra en el quinto crédito que realiza en el banco comunal, su nuevo crédito lo va a invertir en la compra de víveres para su tienda.
Su meta es darles la mejor educación a sus hijos para que se superen y lleguen a ser unos buenos profesionales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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