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This is 45 year old Alpha. He is married, and has 3 children aged 18, 15 and 8 years. He has 2 additional dependents living with him. In 1997, Alpha established his Carpentry business after he has been trained as a carpenter. He began this business because he wanted to be self employed and provide livelihood for his family. Working 7 days a week and 11 hours a day, he earns about Le 1,000,000 every month from this business. He would like a loan in the amount of Le 4,000,000. Alpha requires a loan in order to produce more furniture to be put on sale. In the future, Alpha plans to establish more work-shops in other areas and to train more boys as apprentice. He is thanking you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Alpha to buy timber and improve on his carpentry work shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 1, 2012
Currency Exchange Loss:
Aug 17, 2013