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Nazgul is 38 years old, married and has five children. In search of a source of income for her family, she started her own business in animal husbandry in 1996 with an initial sum of 5,000 som (KGS). Thanks to Nazgul's persistent and hard work, today her livestock headcount includes eight dairy cows, eight bulls and four sheep, and yields about 20,000 som (KGS) in monthly profit. In order to further develop her business, Nazgul requested a loan in the amount of 25,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock for fattening up and resale. She plans to invest the earnings from the loan into expanding her business.
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Назгул 38 лет, замужем, воспитывает 5 детей. В поисках дохода для своей семьи, в 1996 году Назгул начала свой бизнес в животноводстве, стартовав с суммы в 5,000 сом (KGS). Благодаря упорному и настойчивому труду Назгул, ее поголовье в хозяйстве на сегодня насчитывает 8 дойные коровы,8 бычков и 4 овцы, что приносит около 20,000 сом (KGS) ежемесячной прибыли.
В целях дальнейшего развития своего бизнеса, Назгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 25,000 сом (KGS) на покупку скота на откорм и перепродажу. Доходы от кредита Назгул планирует вложить в увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Nazgul to purchase livestock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 16, 2012
Currency Exchange Loss:
Mar 15, 2013