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Verónica Del Carmen
Verónica del Carmen, thirty years old, lives with her partner and her children in her humble house located in a rural area. She a carpentry shop in her house. She has a lot of experience in furniture making, which she does with her husband: tables, chairs, benches, and any other item her customers want. She already has many customers because her work is of the finest quality and at excellent prices, and the service is unequalled; she always satisfies her customers' tastes. Verónica is a very hard-working woman with a lot of desire to move forward and reach her goals. She thinks that everything the mind can conceive and create the mind can achieve, and this is how she decided to ask Integral for a loan that allows her to purchase wholesale laurel, guanacaste, and cedar wood. Verónica del Carmen is certain that in this way she will be able to make a greater quantity of furniture to exhibit and sell, with the goal of making more sales and obtaining greater profits in order to give her family a better quality of life.
View original language description ↓
Verónica del Carmen de treinta años de edad vive junto a su compañero de vida y sus hijos en su humilde casa, ubicada en zona rural. Ella posee en su misma casa una carpintería, tiene mucha experiencia en fabricación de muebles que elabora junto a su esposo: mesas, sillas, bancos y cualquier otro que sus clientes deseen; ya tiene mucha clientela pues su trabajo es de primera calidad y a excelentes precios, además el servicio es inigualable siempre está satisfaciendo el gusto del cliente; Verónica es una mujer muy trabajadora con muchas ganas de salir adelante y cumplir sus objetivos, piensa que todo lo que la mente puede concebir y creer, la mente lo puede alcanzar, y es así como se decidió a solicitarle a INTEGRAL un crédito que le permita comprar madera por mayor de laurel, conacaste y cedro. Verónica del Carmen tiene la certeza que de esta forma podrá hacer mayor cantidad de muebles para exhibirlos y comercializarlos a fin de realizar mayores ventas y obtener mayores ganancias para darle una mejor calidad de vida a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Verónica Del Carmen to purchase wholesale laurel, guanacaste, and cedar wood.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 9, 2012
Apr 23, 2012
Currency Exchange Loss:
Jun 18, 2013