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Zoila Victoria
Zoila is a 30-year-old single mother who lives in Duran. She was born in Guayaquil, but upon getting engaged, she moved to Duran. When her husband left her, life got more difficult as she became a single mother; however, this did not keep her away from reaching her goals. She got her start in the tire repair business because her sister sold the shop to her. As a woman, she has had to work hard in a predominantly male field. Nevertheless, her business has prospered, and she now has someone working for her. Being a single mother with an underage son, her biggest problem is crime, but thank God she has not had any setbacks. She will use this loan to purchase a hydraulic machine that will be used in her tire repair shop. Her next goal is to finish building her house.
View original language description ↓
Zoila vive en Duran, tiene 30 años y es madre soltera. Nació en Guayaquil pero al comprometerse fue a vivir a Duran. Cuando su esposo la abandono su vida se volvia dura al quedar madre soltera pero eso no le imposibilitado llegar a sus metas. Empezó con la vulcanizadora por su hermana quien se la vendió. Por ser mujer a tenido que luchar en un área que es realizada por hombres. Actualmente le va bien en su negocio y tiene un operario a su cargo. Como es soltera y tiene un hijo menor de edad su mayor problema es la delincuencia pero gracias a Dios no ha tenido ningún contratiempo. El crédito lo va a utilizar para la compra de una Patula Hidráulica, maquinaria que sería utilizada en su vulcanizadora. Su meta próxima es terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Zoila Victoria to purchase a machine for her tire repair shop.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 15, 2012
May 2, 2012
Currency Exchange Loss:
Jul 17, 2013