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Lahai M.'s Group
In this Group: Lahai M. , Samuel T. , Abubakarr , Salia A. , Abubakarr U. , Osman , Mohamed Swalihu
This group is composed of teachers in a primary school in Kenema. The school was founded in 1994 by the Ansarul Islamic Mission to improve education in the community. The teachers have come to SMT in Makeni, Northern Sierra Leone to request a loan.

Lahai is the leader of the group. He is 38 years old, married, and has one child. He was born in Talia Torgboma in Eastern Sierra Leone. Lahai has been in the teaching profession for 10 years . He is requesting this loan in order to buy building materials like iron, corrugated zinc, bags of cement, nails, etc. for the construction of a house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD
A portion of Lahai M.'s Group's $3,025 loan helped a member to purchase building materials such as iron, corrugated zinc, bags of cement, nails, etc. for the construction of a house.
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Apr 19, 2012
Currency Exchange Loss:
May 19, 2012