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Mr. Mar is a 57-year-old man who has been active in commerce for ten years. He sells spare parts at the bus station. Mr. Mar is a married father with a family. He rents a house for him and his family. This is an expense that can be reduced, since he owns a house under construction.

To remediate this expense, he decided to call upon the microfinance institution IMCEC to pave at least two rooms and to move meanwhile. All of his efforts are concentrated on the construction work in order to procure some well-being and comfort for his household.
View original language description ↓
Monsieur Mar est un homme de 57 ans qui s’active dans le commerce depuis 10 ans. Il vend des pièces détachées à la gare routière.
Monsieur Mar est marié et père de famille. Il loue une maison pour lui et sa famille, ce qui est une charge qui peut être diminué puisqu’il possède une maison en construction. C’est pour remédier à cette dépense, qu’il décide de faire appel à l’IMCEC pour au moins daller 2 chambres et pouvoir déménager en attendant.
Tous les efforts qu’il fait sont concentrés à la construction afin de procurer un bien être et un confort à son foyer.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 498.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD