A loan of $925 helped to pay for grocery items and products needed in her business.

Hilda's story

This is Hilda, 38, a resident of Pasay City, Philippines. Her husband and business partner is Cyril. She is the mother of two children. She and her husband manage their household while operating their business. At this time, she is working hard to continually provide income for her everyday expenses.

Hilda operates a variety store. In the Philippines, a variety store is basically a small convenience store which retails groceries, toiletries and beverages piecemeal in the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 pesos worth of cooking oil or an egg. She earns profit by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales every day.

To help her continue the operation of her business, she is requesting a 39,000 PHP loan. She will be using the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Hilda hopes her business will grow in the coming years. She faithfully meets up with her co-fellowship* members to share stories of her work every week. This is where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

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