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Ma. Emma
As a married mother of seven children, Ma. Emma works hard to support her family. She has a firewood sales business in the Philippines and earns additional income from trisikad and motorcycle transport.

Ma. Emma is borrowing 10,000 PHP through NWTF to buy more firewood to sell in the market. She has been sustaining her business activities using her previous three loans from NWTF. She hopes that her hard work will help her attain her dream of saving money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 461
    View loans »
    Philippines Loans Fundraising
  • $69,650,875
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ma. Emma to buy more firewood to sell in the market.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2012
Listed
Apr 18, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2012