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Songa Group
In this Group: Fatuma, Rechel, Shani, Zuena, Happyness*, Theresia, Kwangu, Rasia, Rose, Hidaya*, Anna, Edwini, Catherine*, Kuruthum, Azora
* not pictured
Fatuma, who is in her late 30s, is married with four children. Her children go to school.

She has been selling charcoal for six years now. She explains that she works from 6:00 am to 6:00 pm daily, and is able to make a small monthly profit.

This would be her tenth loan from Tujijenge Tanzania. She used the previous loans, all of which she successfully repaid, to pay for her children's school fees, household expenses, a plot of land, and additional sacks of charcoal. She is seeking this loan to buy more sacks of charcoal. Her dream is to one day be able to build her own house.

She will share this loan with her loan group, named "Songa." The group is made up of 15 members, who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,582.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Songa Group's $5,325 loan helped a member to purchase additional charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 12, 2012
Apr 18, 2012
Currency Exchange Loss:
Nov 15, 2012