A loan of $800 helped to pay for labor and land maintenance for his tobacco crop now during cutting and drying time.

Juan Carlos's story

Juan is from Estelí. He is a farmer and he plants tobacco. He is 33 years old and the father of one son, who is dependent on him. He started this activity 6 years ago. He has worked with previous loans from our institution. Previously he took out a loan he used to buy materials and pay for labor costs to plant his tobacco. This helped him because he has more working capital now than he did before and was able to make some improvements on his home.Now he is asking for the loan to pay for labor costs and do maintenance on his tobacco crop now during cutting and drying time.

With this loan, he will be able to pay for what he needs to maintain his crop, obtaining a better quality product to sell at a better price and have more income. His plans for the future are to enlarge his tabacco crop even more in order to obtain more working capital till he won't have to depend on the loans and be able to offer jobs to people who live in his community.

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Translated from Spanish by Kiva volunteer Ellen Donohue

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