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Erik Gonzalo
Erik is a young student who is earning a degree in Civil Engineering. He is currently in his fifth year of working toward his degree. The loan he is requesting will pay for a required course that will enable him earn his degree. His greatest wish in life is to become a successful, capable, and competent professional. After graduation, he wants to pursue post-graduate study in framework. His family inspires him to work and achieve his goals because they have given everything he needs so that he can achieve financial standing.
View original language description ↓
Erik es un joven estudiante de la carrera Ingenieria Civil, cursa el quinto año de su carrera, y el crédito lo solicita para pagar el curso de titulación que le permita finalizar sus estudios. Su mayor sueño en la vida es llegar a ser un profesional de éxito capaz y competente. Después de graduarse quiere estudiar un postgrado en estructuras. Su familia le inspira a trabajar y lograr sus metas, porque desea darles todo lo que pueda a nivel económico.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Erik Gonzalo to pay for a required course for his degree.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Apr 24, 2012
Currency Exchange Loss:
Mar 15, 2013