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This is sixty-two-year-old Marie. She is divorced, and has four children aged forty-six, forty-four, forty-two and thirty-eight. In 1969, Marie established her business. She began her business because when her husband died, she had no way of making an income and her sister advised her to learn a trade. She started and improved gradually over the years. Working seven days a week and ten hours a day, she earns about SLL 2,500,000 every month from this business.

She would like a loan for SLL 4,500,000. Marie has already received and successfully repaid one loan, and now requires a new loan in order to purchase white cotton fabric and raw materials so she can make tie-dye clothing to sell to retailers. In the future, Marie plans to open a school to teach this trade and as a result, help her students to be self-sufficient. The increase in price of raw material is her challenge. She is very hardworking and committed to her business. She is looking forward to acquire subsequent loans in the future so that she can achieve her dream.

She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Marie to purchase white cotton fabric and raw materials to start making tie-dye clothing to sell to retailers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Apr 18, 2012
Currency Exchange Loss:
Oct 16, 2012