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Update on Gladys

Gladys continues devoting herself to her business of selling beauty products like lipstick, perfumes, creams, and nail polish. She also sells wallets and shoes. Her dream is to have a place where she would be able to sell beauty products, wallets, and shoes.

She is requesting the loan to buy creams, perfumes, and lipsticks. She is happy about the loan, and she pledges to make her payments.
View original language description ↓
La socia se sigue dedicando al negocio de venta de productos de belleza como lapiz labiales,perfumes,cremas y esmaltes de uñas,la socia tambien vende carteras y zapatos,el sueño de la socia es tener un local donde pueda vender los productos de belleza,carteras y zapatos.La socia solicita el credito para comprar cremas,perfumes y lapiz labiales.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Gladys belongs to the “Ricchary Cusco” community bank which is located in Cusco district, in the province and department of the same name. Gladys is 44 years old. She is married and has 3 children. Gladys divides her time between her daily activities and her business selling furniture. She ... More from Gladys's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $64,319,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Gladys to buy creams, perfumes, and lipsticks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 21, 2012
Currency Exchange Loss:
Aug 15, 2012