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Abihuje / Rbv Group
In this Group: Budensiya, Costasie, Marie Regine, Consolee, Phoibe, Alphonsine, Annonciate*, Rahabu, Vestine, Clementine*
* not pictured
Madame Costasie is a member of the ABIHUJE / RBV Group and grows potatoes. She is 52 years old, married, with seven children, the eldest of whom is 34 and the youngest is 8. Three of her children go to school and she has not taken in any children in addition to her own.

She began to work with ACB in 2012; this is her first loan cycle with ACB. This loan will allow her to pay wages to the workers who cultivate her fields and to purchase seed (20kg potatoes). She has a plan to purchase an additional plot, which will allow her to be the top grower in her region. With the profits, she will build a house for her family.
View original language description ↓
Madame Costasie est membre du groupe ABIHUJE / RBV et cultive les pommes de terre. Elle a 52 ans, mariée et a 7 enfants dont le plus âgé a 34 ans et le moins âgé a 8 ans. Trois de ses enfants vont à l'école et aucune autre personne est en sa charge.
Elle a commencé de travailler avec ACB en 2012. Le cycle actuel est le premier avec ACB. Le crédit lui octroyé lui a permit de payer la main d'oeuvre des gens qui ont cultivé son champs et d'acheter la semance (20 kgs des pommes de terre). Elle a une stratégie d'acheter un champs additionnel, ce qui la permettra de devenir la première dans ce domaine. Avec le profit, elle va construire une maison pour sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abihuje / Rbv Group's $1,600 loan helped a member to purchase seed and fertilizer and pay labor wages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2012
Apr 23, 2012
Currency Exchange Loss:
Nov 15, 2012