This is Noemi, 57, a resident of Pasay City, Philippines. Single, she manages her own household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Noemi oversees operations of the jeepney (see footnote) transportation business. She has a jeepney that has a capacity of 18 persons, which is paying boundary (daily quota) each day. She earns PHP1000 everyday.
To help her continue operations of her business, she is requesting a PHP50,000 loan. She will be utilizing the loan to buy new tires for the jeepneys, and other maintenance needs for her vehicle. She expects a boost in her business income as she expands her business.
Noemi dreams of growing her business in the coming years. She faithfully meets up with her co-fellowship members to share stories of her work every week.
-Curiously, Jeepneys have purely American origins. They were first used by American soldiers helping the Philippines throw off the invading Japanese. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn. They modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for every day travel, and cheap enough to buy and maintain. Now, the jeepneys are one of the things that makes the Philippines truly Philippines.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.