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La Exelencia Group
In this Group: Cristina, Elizabet, Leandra, Angela Patricia, Rosa, Candida, Maritza, Ana Silvia, Maria Mardale, Pilar
The EXELENCIA Entrepreneur Bank is made up of 10 members, all of them women. The bank president is Rosa. She is 38, married and has 5 children, aged 2,5,14,16 and 19. Four of her children are in school, all of them depend on her. Rosa sells food and this is her first cycle in the institution. Rosa will use this loan to buy tables and chairs to expand her business, offer her customers more comfort, generate more income and thus increase her working capital. Rosa faces challenges in her business, such as competition. She will use the profits to improve her quality of life. Rosa is a very hardworking woman. She is proud and happy with her work and for the support offered by the institution.
View original language description ↓

El Banco de Emprendimiento EXELENCIA esta compuesto por 10 integrantes todas mujeres, la presidenta del banco de emprendimiento es la Sra. Rosa tiene 38 años esta casada tiene 5 hijos de las edades de 2, 5, 14, 16 y 19, cuatro de sus hijos se encuentran estudiando, todos todavía dependen de ella, la Sra. Rosa se dedica a la venta de comida, esta es su primera secuencia dentro de la institución, la Sra. Rosa utilizara este préstamo para la compra de mesas y sillas para ampliar su negocio y brindar mayor comodidad a sus clientes generar mas ingresos y así de esta manera incrementar su capital de trabajo, la Sra. Rosa enfrenta retos en su negocio que son la competencia y utilizara los beneficios para mejorar su calidad de vida, la Sra. Rosa es una persona muy trabajadora, se siente orgullosa y feliz por su trabajo y por el apoyo que le brinda la institución.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of La Exelencia Group's $3,650 loan helped a member to buy tables and chairs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2012
Apr 21, 2012
Currency Exchange Loss:
Mar 15, 2013