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Duterimbere/kzr Group
In this Group: Zachée, Jean Bosco, Clemence, Emmanuel, Marianne, Dismas, Clement, Pierre, Faustin, Israel, Valerie
Zachée is part of the group called Duterimbere/Kzr. He is 38 years old and married with five children from four to 13 years of age, three of them attending school. His own educational level is 6 years of primary school.

Zachée is a rice grower. This is his second loan with ACB. He is going to use his loan to buy chemical fertilizer and pay for labor.

His strategy for growing his business is to use select seed and chemical fertilizer for his rice farming. In the coming years, Zachée would like to be the foremost agriculturalist in his region. He expects to use the profit to pay his children's school fees.
View original language description ↓
Zachée fait partie du groupe Duterimbere/Kzr. Il a 38 ans, il est marie avec 5 enfants de 4an à 13 ans, dont 3 scolarises. Son niveau d’éducation est de 6 ans de primaire.

Zachée est agriculteur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.

Sa stratégie pour la croissance de son business est d’utiliser des semences sélectionnées et des engrais chimiques pour son agriculture de riz. Dans les prochaines années, Zachée voudrait être le premier agriculteur dans sa région. Avec les profits, il prévoit de scolariser ses enfants

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,255,125
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duterimbere/kzr Group's $2,775 loan helped a member to buy chemical fertilizer and pay for labor.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Mar 24, 2012
Apr 12, 2012
Currency Exchange Loss:
Sep 16, 2012