A loan of $4,800 helped a member to buy an overlock machine and an iron and make some improvements in her work area.


Nian's Group's story

Nian is a forty-year-old married Iraqi woman and the mother of three children. For the past four years she has been using her sewing skills to work on custom orders and help her husband with the financial support of the family.

Working from home, Nian has been successful in meeting the demands of her household as well as the needs of her customers. To be able to offer more options to the latter, Nian would like to buy an overlock machine and an iron and make some improvements in her work area. To do so she took a loan through her group from Relief International Microfinance Iraq.

RI-Iraq offers group loans to clients unable to provide a guarantor and thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients with each client evaluated on his or her repayment capacity. All group members receive the same loan amount as the group’s individual with the lowest repayment capacity.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Nian , Mahmuba , Asraa
*not pictured



Loan details


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Loan details