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Pho, 53, is married and resides with her husband and three children in Takeo Province, Cambodia. She has been selling vegetables for over 10 years, earning approximately 3 USD per day. Her husband is a basket producer who earns about 2 USD per day. Her children are employed in a garment factory. They earn about 9 USD per day. Pho wants to build a new house. With this goal in mind, Pho is requesting a loan of 1,000 USD to pay for the construction of her house. By doing so, she will be able to provide better living conditions for her family. In the future, she would like to expand her business and help her children obtain a specific skill.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pho to pay for the construction of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Apr 17, 2012
Currency Exchange Loss:
Jun 17, 2013