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Marina Isabel
Sra. Marina lives with her family in the municipality of Ticuantepe. Her goal is to finish building the kitchen and living room of her house and thus improve her family’s living conditions. Her husband works for a private company and helps her pay for household expenses. They have a baby girl.

For several years Marina has worked for a private company but her wages do not cover the cost of buying all the needed construction materials at one time. She is seeking a loan to buy sand, cement, rebar etc.
View original language description ↓
La señora Marina , es habitante del municipio de Ticuantepe , junto a su familia , los planes hacia su familia es terminar de construir la cocina y sala de la vivienda , para mejorar sus condiciones de vida , su esposo labora en una empresa privada para poyarle con los gastos del hogar , ya que tienen una bebé , doña Marina desde hace varios años trabaja para una empresa privada , pero su sueldo no le ajusta para poder comprar de una sola vez todos los materiales de construcción que necesita para terminar la construcción . El préstamo no necesita para comprar , arena , cemento , hierro , entre otros .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marina Isabel to buy building materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 26, 2012
Apr 20, 2012
Currency Exchange Loss:
Jun 18, 2013