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Gela is 40 years old. He lives in Gurjaani District with his family: wife – Ekaterina, two children (12 and 10 years old) and his elder sister. His children go to school. The family earns a living through agricultural business. They have a peach garden with a total area of 1.5 hectares. Gela sells his harvested peaches on the local market to fruit and vegetable retailers. As well the aforementioned fruit, the family has 100 sheep. Gela sells lambs in spring, as well as sheep cheese throughout the whole year. Gela and Ekaterina work hard in their garden, as well as on their sheep farm throughout the year. The total average monthly income for the family is 700 Laris.

Gela requested credit for purchasing drugs to treat his peach trees against parasites. After properly completing the seasonal works Gela will receive a quality harvest and sell his produce for a good price. The family will get a planned income and use it to finance the family's daily expenses during the year.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gela to purchase drugs for treating his plants against parasites.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 16, 2012
Currency Exchange Loss:
Sep 15, 2012