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Mrs. Sem Y., 58, of the Chum Teav Village in Banteay Meanchey Province, earns about $3 per day as a grocer selling products from her house. Her husband, Mr. Keo Ton, is 72 years old and has been a farmer and bicycle repairman since 1997. He earns around $2 per day. Mrs. Y. has eight children, seven of whom are married. Another lives with her and earns about $1.50 per day raising pigs.

Mrs. Y. is requesting a loan of $700 to increase her grocery stock and buy small pigs to raise. With her sustainable business and desire to expand for the future, she works hard everyday. She thanks Kiva for support and promises prompt loan repayment.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sem to increase her grocery stock and buy small pigs to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2008
Mar 26, 2008
Currency Exchange Loss:
May 15, 2009