A loan of $500 helped to purchase construction supplies and pay for workers to do the construction.


Ry's story

Ry is twenty-five years old and married with a small young kid. She works as a garment worker. She goes to work six days per weeks from Monday to Saturday, earning an average of 4.00USD each day. Her schedule starts from 7:00 am and finishes at 5:00 pm. However, she works overtime out her regular schedule when the employer needs help.

Ry would like a loan from HKL and Kiva to purchase construction supplies to fix some parts of her house and pay the workers to do the construction. She hopes to provide her family with happiness through how she uses the loan.



Loan details


Lenders and lending teams



Loan details