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Sam is a conscientious woman and married with two school-age children. She works hard to provide good education for her children. To help her husband, Sam has been operating a clothes-selling business from a rented booth in a local market of Dongkor commune, Phnom Penh. She is able to generate an average of 10.00USD per day, while her husband works for Honda Company as a driving teacher.

To improve the growth of her business, Sam would like acquire a loan through HKL to purchase a stock of clothes so she can make constant sales. Her business goal is to own another store to expand her clothes-selling business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 145
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sam to purchase a stock of clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Apr 16, 2012
Currency Exchange Loss:
Oct 15, 2012