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Tem is 39 years old, married, and has three children who attend school. She operates a rice cultivating business where she earns suitable income to cover her daily expenses. With a part of her income, Tem has invested in pigs and a fish-raising business to better her living conditions. She has been in the businesses for almost 20 years.

Due to inadequate financial funds, Tem is applying for a loan of 300 USD to buy feed to fatten her pigs and fish. She wants to be a successful entrepreneur and further develop her business in the coming years.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 69
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Tem to buy feed to fatten her pigs and fish.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Apr 16, 2012
Currency Exchange Loss:
Feb 15, 2013