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Asmar is 38 years old. Her childhood was spent in the Sadovoe village. After finishing ninth grade of the secondary school and according to an ancient tradition (which outlived itself today), she was stolen for marriage. Having become a homemaker, Asmar gave birth to three children and, in search of a source of income for her family, started a business in animal husbandry. Having started with a sum of 20,000 som (KGS), Asmar was able to develop her business to have a monthly income of 11,000 som (KGS) from sales of milk and milk products. Today her business contains two dairy cows and one horse. In order to further develop her business, Asmar requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock. She plans to invest the earnings from the loan into educating her son, who attends a technical college, and into expanding her business in the future.
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Асмар 38 лет. Детство Асмар прошло в селе Садовом. После окончания 9 класса средней школы, согласно древней традиции (изжившей себя на сегодняшний день), ее украли замуж. Став домохозяйкой, Асмар родила троих детей и в поисках дохода для своей семьи, начала бизнес в животноводстве. Стартовав с суммы в 20,000 сом (KGS), Асмар смогла развить хозяйство с ежемесячным доходом 11,000 сом (KGS) от продажи молока и молочных продуктов. На сегодняшний день, в хозяйстве Асмар имеется 2 головы дойных коров и 1 лошадь и в целях дальнейшего развития своего бизнеса, Асмар обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Асмар планирует вложить обучение сына, который учится в техникуме, а в дальнейшем - в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Asmar to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 11, 2012
Currency Exchange Loss:
Oct 17, 2013