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Veronica is 41 years old and married with five children. Veronica works hard to provide for her family. She runs a tobacco and vegetable retail business in the Philippines and requested a PHP 19,000 loan through NWTF to buy more stock to sell.

Veronica has borrowed and repaid 12 loans from NWTF before this loan. She has been running the tobacco and vegetable retail business for nine years and also earns an income from raising pigs and water buffalo.

Veronica aspires to save enough money so she could send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 449
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Veronica to buy more stock to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 15, 2012
Currency Exchange Loss:
Oct 15, 2012