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Seum, sixty-four, is married, and resides with her husband and three children in Kampong Chhnang Province, Cambodia. She and her husband have been involved in an agricultural business for over twenty years, have an extensive experience and are successful in their career. They are involved in growing rice and fattening-up cattle. Approximately, they earn USD 4 per day. One of her children is a garment worker who earns about USD 3 per day.

Seum wants to run an additional business in order to improve her family’s economy. Therefore, Seum is requesting a loan of USD 1,200 to purchase a motorbike and a trailer to carry ice to sell in the village. This purchase would enable her to generate extra income to support the family.

In the future, she would like to run groceries store from home and rebuild her present house to make it more comfortable for her family to live in.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Seum to purchase a motorbike and a trailer to carry ice to sell in the village.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Apr 15, 2012
Currency Exchange Loss:
Oct 17, 2013