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Tho, 37, is married and resides with her husband and three children in Kampong Chhnang Province, Cambodia. She has been involved in agricultural business for over ten years, has extensive experience, and is successful in her career. She is involved in growing rice and fattening up cattle. Approximately, she earns USD 3 per day. Her husband carries ice cream to sell in the local community. He earns about USD 8 per day.

In order to improve her husband’s business, Tho is requesting a loan of USD 700 to purchase a motorbike for her husband to use to carry ice cream to sell. This purchase would enable her husband to carry ice cream to sell in larger amounts and thus earn more profit.

In the future, she would like to build a new wooden house and help her children get a Bachelor’s degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 70
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Tho to purchase a motorbike for her husband to use to carry ice cream to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Apr 15, 2012
Currency Exchange Loss:
May 17, 2013