Check out some available loans that are similar to this one!
Yern, forty-nine, is married, and resides with her husband and three children in Kampong Chhnang Province, Cambodia. She has been working in garment factory for over ten years, earning approximately USD 3 per day. Her husband is a security guard who earns about USD 3 per day. One of her children is a garment worker who can earn about USD 3 per day.

Yern is requesting a loan of USD 500 to purchase tiles to cover her house’s roof. This money would enable her to finish her house’s construction.

In the future, she would like to run a tailoring shop with her daughter and help her children get bachelor’s degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yern to purchase tiles to cover her house's roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Apr 15, 2012
Currency Exchange Loss:
Dec 15, 2012