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Kam, sixty, is married, resides with her husband and two children in Kampong Chhnang Province, Cambodia. She has been selling groceries for over ten years, earning approximately USD 5 per day. Her husband runs a business selling knives and axes and earns about USD 5 per day. Her children are employed in a garment factory. They earn about USD 6 per day.

In order to improve her family’s economic situation, Kam is requesting a loan of USD 600 to provide capital for her business and allow her to purchase more groceries to sell. This purchase would enable her to make more profit to support the family.

In the future, she would like to use the additional profit to expand her business and rebuild her present house to make it bigger and more comfortable for her family to live in.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 92
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Kam to purchase more groceries to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Apr 15, 2012
Currency Exchange Loss:
Mar 15, 2013