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Thay is forty-three years old. She is an industrious mother who raises hogs and fattens them for sale. She has been doing this for five years. She has two single children and two married children. Presently her single daughters work as garment workers in various workplaces. They help the family by sending part of their salary home every month.

Thay would like to renovate her house and cover the roof with tiles. So she needs additional capital to pay construction fees so she can achieve her dream of building a good shelter. She hopes that she can expand her hog raising business and improve her living one day.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 115
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,990.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Thay to renovate her house and cover the roof with tiles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 15, 2012
Currency Exchange Loss:
Feb 22, 2013