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Juana De Arco Group
In this Group: Yolanda, Ana Lidia, Yudit Liliana, Rocio Liz, Celia, Paulina, Maria Rosa, Lorudes
Decisiveness, initiative, and good business plans are the traits that characterize the group of members known as "Juana de Arco" (Joan of Arc). This group consists of eight members who have been together for two years. All of them know each other very well since they are neighbors. It should be mentioned that the initiative they exhibit each day has resulted in success in their businesses.

One of the members is Sra. Yolanda. She is 36 years old, married, and has two children, one of whom is in high school. Yolanda wakes up very early every morning in order to sell cakes and pastries as her daily business. Generating income from her sales gives her great satisfaction since it has allowed her to buy furniture for her home and pay for her child's studies. In the future, she would like to build a house. With this current loan, Yolanda will buy accessories for cake decoration.

This description cannot be concluded without mentioning the actions and enthusiasm that each member demonstrates in order to reach their common goal, which is to provide financial stability for their families and to achieve progress in their businesses.

View original language description ↓
Decisión, iniciativa y buenas propuestas de negocio es lo que identifica a este grupo de socias llamado "Juana de Arco" el cual está conformado por 8 integrantes hace ya 2 años, todas ellas se conocen bien entre ellas ya que son vecinas. Cabe mencionar la iniciativa que presentan cada día para lograr éxitos en sus negocios. Una de las integrantes es la señora Yolanda de 36 años de edad casada y con 2 hijos, de los cuales uno esta en el colegio. Ella se levanta todas las mañanas muy temprano para realizar la venta de tortas y pasteles el cual es su negocio diario, los ingresos económicos de estas ventas le han generado gratas satisfacciones como la compra de muebles junto a su conviviente y los estudio de su hijo, en el futuro construir su casa. Con el presente préstamo comprara complementos para los adornos de las tortas. No puedo concluir sin antes mencionar el desempeño y el entusiasmo de cada integrante para llegar a un objetivo en común el cual es la estabilidad económica para sus familias y el progreso de sus negocios.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juana De Arco Group's $5,425 loan helped a member to buy supplies for baking.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 19, 2012
Currency Exchange Loss:
Sep 15, 2012